Credit is an essential building block for asset building. Without a solid credit score and credit history, it is extremely difficult for individuals and small businesses to qualify for loans to buy a home, a car, start a business or even rent an apartment. Furthermore, the prevalence of predatory and payday lenders creates easy opportunities for individuals to fall into debt and damage their credit, thus hindering their ability to build other assets and financial security. CBA's Training Institute provides comprehensive tools, resources and hands-on training for community builders to help their clients build the credit needed to achieve financial self-sufficiency and build wealth.