CBA Fund

CBA Fund is a Community Development Financial Institution (CDFI) intermediary, dedicated to catalyzing and growing the capacity of nonprofits to offer small dollar, credit building consumer loans.



CBA Fund's mission is to expand the capacity of nonprofits to provide safe and affordable small dollar consumer loans (SDLs) and credit building products to low- and moderate-income individuals. CBA Fund seeks to disrupt systems of oppression by actively facilitating equitable lending and credit building in BIPOC communities in a way that does not perpetuate the status quo.

"CBA Fund allowed us to enlarge our mission and serve new markets…without it, these critical programs wouldn’t exist."

Meagan Jordan
Economic Opportunity Facilitator, New Orleans, at The Fountain Fund

Many community-based organizations see a need for safe and affordable small dollar consumer loans in their community, but do not have the resources to implement a solution. CBA Fund provides the solution by offering three-prongs of support to eligible nonprofit lenders:

  • Technical Assistance: CBA Fund provides individualized support for organizations seeking to implement/improve a consumer loan. In addition, we disseminate best practices, and foster community-building and knowledge sharing among nonprofit consumer lenders through our Lender Roundtable Webinars, toolkits, and other means.
  • Loan Capital: CBA Fund lends capital at low rates to nonprofits for the provision of small dollar consumer loans.
  • Capacity Building Grants: CBA Fund provides small capacity building grants to nonprofits to support the cost associated with starting, expanding, or improving upon a consumer loans program.

Small Dollar Loan Standards

CBA is pleased to present the small dollar consumer loan standards to help support nonprofit lenders and Community Development Financial Institutions (CDFIs) in creating and offering safe and affordable consumer loans. CBA believes that loans following these seven standards will provide better options for low-to-moderate income families and communities of color, who currently must rely on high-interest debt traps offered by alternative financial services. Over 16 months, CBA worked with 22 diverse, expert organizations around the country to get their input in developing these standards and received additional feedback from nonprofit lenders. In the future, CBA hopes to pilot a credentialing process to certify small dollar consumer loans offered by lenders looking to provide safe, affordable loans to consumers who need them most.


Funding Opportunities

CBA sends out special announcements when funding is available. Please sign up for the CBA Newsletter to stay up-to-date on CBA Fund loan capital and grant support opportunities.  Feel free to contact with questions.


Learn more

Access our toolkits and tipsheets full of resources and guidance around small dollar consumer lending.

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