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Alternative credit matters, too. Paying back utilities, rent and telephone bills on-time every month can create an alternative credit score at PRBC. Read more>> 

 

 
 

Medical Debt and Credit

medical_debt.jpegMedical debt is destabilizing the finances of a sizable number of Americans -- affecting their overall financial security and undermining their economic stability. Nearly a third of low and middle income households have outstanding credit card debt for medical expenses. Medical debt deters people from seeking needed healthcare and results in more medical emergencies and more expensive treatment. Medical debt collections is putting low and middle income families into a debt trap that depletes their assets and wealth. Read more>>


Credit Builder 5-Step


credit.jpegStep 1: Rethink Credit = Asset

                                                                                                                                                         
score.jpeg  Step 2: Know the Score
                                                                                                                                                                    

good_credit.jpeg  Step 3: Get Good Stuff Going
          
                                                                                                                                                    
bullseye.jpeg  Step 4: Know the Goal




exitnow.jpg  Step 5: Delve Deeper Out of Debt
    

Featured Credit Builder Loan

maced.jpg MACED's Common Cents  Financial Initiative partners with area employers and a local credit union to provide an alternative to payday advance loans.                                                                                                                                                                                                                                                                                                                                                                                                

Featured Credit Builder Tools

Negotiating with Collection Agencies is daunting.  This Tip Sheet provides strategies and scenarios to help close the collection account.

Learn how to bring credit building into your Workforce Development program.
 
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