Tips to Build Credit

3. On-time is the only time

        Help clients budget so the can pay back all open credit on-time every month – credit scores can         start to increase in just 6-12 months and reward their good behavior!

        Remind borrowers that saving on fees and interest let’s them save in the bank.

        Always pay at least the minimum payment on-time.

        Always have a monthly payment – but it can be a new monthly balance to save interest.