Action Plans You Can Use

Financial Capability Action Plan (PDF)

Credit Builders Alliance developed this worksheet based on its Credit Builder 5-Step^© to help clients create a plan to build their financial capability through building financial relationships, savings and credit while getting out of debt.

Credit Builder Action Plan (PDF)

This worksheet created by Credit Builders Alliance integrates credit building into a more traditional IDA saver plan.

Justine Petersen's Credit Building Plan of Action (PDF)

Check out this plan developed by CBA member Justine Petersen (Housing & Reinvestment Corporation) in St. Louis to help their clients set and achieve credit building goals.

For more information about setting credit goals, see Step 4 of the Credit Builder 5-Step^©

• Credit Builder Cost-Benefit Analysis (PDF)

  This worksheet will help clarify the costs and benefits of different types of credit building activities.

• Staying on Time with Active Debt (PDF)

  This chart will help clarify the details of clients' active debts, including amounts owed, interest rates, and minimum payments due.

• Old Debt and Collections (PDF)

  This chart will help clarify the details of clients' old debts, including amounts owed, interest rates, and minimum payments due.