FAQ: Will a credit score with credit problems not improve for years?
Past bad credit will not disappear over night, but good credit can start in an instant. A credit score can improve over a relatively short period of time if clients start managing active accounts well. Since more recent entries carry more weight than old ones, it is possible to see scores increase 50 or 100 points in just six months - even for clients who cannot yet pay back old collections. A history of on-time payments can start today!
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