FAQ: When a consumer pulls their credit report, does it impact their score?
NO! When consumers access their own credit reports it is not considered an "inquiry" and will not impact their score. Consumers can access their own credit reports as often as they wish with no negative impact to their score or report. While consumer pulls may be listed on the report a consumer sees as a "soft inquiry", they will not be listed on the credit reports purchased by creditors, employers, insurance companies, and other businesses.
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