FAQ: Is it best to pull the three free annual reports at once or staggered?
If a consumer has not reviewed their report in a long-time or has plans to apply for a job or make a major purchase in 6-12 months, it is probably best to pull all three reports at once to see the data at all three bureaus. This will give the consumer adequate time to ensure that their report is accurate with all three bureaus and dispute any inaccuracies. This will give a full picture, let the consumer compare reports, and help them verify and dispute information as needed. Once a consumer has a handle on their credit reports, it is often useful to stagger and pull one report every 3-4 months to keep an eye out on credit regularly. |
