FAQ: Can lenders share credit reports?
Credit bureau agreements may prohibit lenders from giving a copy of credit reports to the consumer. However, this does not prohibit lenders from sharing the information on the report with the consumer. Consumers should be ready with a paper and pen to write down critical information as well as the scores from the credit bureaus.
Note: According to Experian, they no longer restricts lenders sharing their credit reports. Experian strongly recommends that consumers access their free Consumer Education report from annualcreditreport.com or Experian.com when they need to correct or update information on the report. The Consumer Education report provides clearer information for consumers, instructions on how to dispute information, as well as additional contact information on creditors to make this process easier. |
