Isles Community Enterprises
Kisha’s Story
Kisha* was ready to buy a house, but after evaluating her debt and credit, she knew she needed help. A friend referred her to Isles Community Enterprises’ Financial Fitness Program.
Check out Kisha’s timeline below and see how Isles and their Springboard Loan, combined with Kisha’s dedication and can-do attitude, made it is possible to access a prime mortgage even during a tight credit market!
Kisha
Young African-American mother
Two kids
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“The counselors [at Isles] were great and really cared about what I was doing. They wanted to see results and I gave them results. When my credit score went over 700, I knew I had really accomplished something.” |
* Client’s name has been changed to protect identity
Isles’ Springboard Loan at a glance
Loan Amount: $500-$5,000 Interest Rate: 8% Term: 12-36 months Target Market: Low-income individuals with high cost credit Purpose: Repay personal debt and build positive credit record for future asset acquisition Requirements: Participate in Financial Fitness Program for at least 4 months and be in good standing  Isles Community Enterprises (ICE) provides opportunity financing and development services to foster self-reliant families in healthy sustainable communities. ICE provides products and services for business development, comprehensive financial and credit assistance and homeownership to low and moderate income individuals in Mercer County, New Jersey.
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