Advantages of Accessing Reports with CBA
- CBA has worked with hundreds of nonprofits to understand what reports you want to pull and at what price. Let us help you identify the best way for you to pull reports and how to access them!
- We negotiated special nonprofit agreements and low cost nonprofit pricing with preferred partners! Through CBA, nonprofits can access reports and share information with clients -- all at low business pricing.
- CBA has a fast track and streamlined credentialing process for nonprofits to get set-up quickly with the major credit bureaus, including TransUnion
CBA’s preferred partnership with TransUnion (TU) offers members
- Soft pull TU credit report with FICO Classic score – soft pulls have no impact on your client’s score
- Pull soft inquiry reports to provide financial/credit education and coaching to clients for your IDA, microenterprise training, workforce development, financial education, VITA/EITC activities, etc.
- Pull soft inquiry reports to track mid and long-term changes in financial behavior and access to credit (and insurance, and jobs, and more)
- No annual or monthly fees for CBA members – once set up, you just pay per credit report.
- Business-to-business (B2B) pricing – between $3 and $5 per report with score (tiered pricing based on actual number of reports pulled each month).
- CBA shares sample consumer written consent authorization language across members.
- CBA offers best practices and training for offering timely credit education and outcome tracking.
The user-friendly credit report format is available in English and Spanish
Is your organization HUD-certified for housing counseling and/or a microlender?
If you are a credit counseling or HUD-certified housing counseling agency, CBA partnered with CoreLogic (formerly known as First Advantage Credco) to offer soft pull Tri-Merge reports with no monthly fees or minimums.
CBA can also help microlenders pull Tri-Merge hard inquiry credit reports for underwriting purposes.
Ready to Access Credit Scores?
Complete this form to let us know you're interested in learning more or to get started!
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