The purpose of Credit Builders Alliance (CBA) is to help low and moderate income individuals currently served by non-traditional financial and asset building institutions build their credit and access conventional financing.
CBA is implementing its mission through three main activities:
Innovative Products and Services
CBA is a one-stop shop for community lenders to report borrower data through our unique partnerships with major credit bureaus. Read more >>
CBA Access CBA negotiated low-cost credit reports for nonprofits lenders, credit education, and measuring outcomes. Read more>>
Knowledge Sharing and Training
Credit Builders Toolkit An online resource with tools, strategies and best practices for asset-based credit building relevant to community financial service providers. Read more >>
Training and Workshops CBA's trainings and workshops are fundamentally changing the way financial educators and asset builders around the country understand credit in today's economy and how they implement their work. Read more>>
Research and Awareness Raising
CBA is raising awareness to open new credit building opportunities for low-income and underserved populations by creating solutions to meet the needs, demands and innovations of both our community members and our credit industry partners. Read more>>
- Longitudinal research with Justine Petersen & St. Louis University to assess the effect of credit building strategies on clients' credit scores.
- Credit Outcomes Measurement Handbook looks at how credit reports can provide a cost-effective objective longitudinal measure of economic self-sufficiency. More details coming soon!